body{
	margin:0px;
	padding:0px;
	background-color:#FFFFFF;
	font-family:Arial, Helvetica, sans-serif;
	font-size:10px;
}

table{
	border-collapse:collapse;
	border-color:#E6E6E6;
}
table.bgimage{
	border-collapse:collapse;
	border-color:#E6E6E6;
	background-image:url(../images/body-bg.gif);
	background-repeat:repeat-x;
	background-position:bottom;
}

td.heading{
	height:30px;
	background-image:url(../images/heading-bg.gif);
	font-family:Arial, Helvetica, sans-serif;
	font-size:14px;
	color:#FFFFFF;
	font-weight:bold;
}
td.goldheading{
	height:40px;
	font-family:Arial, Helvetica, sans-serif;
	font-size:15px;
	color:#BB0000;
	font-weight:bold;
}

td{
	font-family:Arial, Helvetica, sans-serif;
	font-size:13px;
	color:#666666;
}

p.contents{ margin-top: 0.08in;
margin-bottom: 0in;
}

p.chapHeading{ margin-top: 0.08in;
margin-bottom: 0in;
font-family:Arial, Helvetica, sans-serif;
	font-size:13px;
	color:#EB9820;

}
td.box{
	font-family:verdana;
	background-image:url(../images/box.jpg);
	font-size:11px;
	height:38px;
	font-weight:bold;
	color:#2f6698;
	vertical-align:middle;
	text-align:center;
}
td.gold{
	font-family:Arial, Helvetica, sans-serif;
	font-size:13px;
	color:#BB0000;
}
td.small{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#888888;
	line-height:13px;
}
td.blue{
	font-family:Verdana;
	font-size:9px;
	color:#648AAA;
	font-weight:bold;
	line-height:12px;
}

.red{
	font-family:Verdana;
	font-size:12px;
	color:#FF0000;
	font-weight:bold;
	line-height:15px;
}

p{
	text-align:justify;
}

li{
	font-weight:normal;
	color:#666666;
}

li.blue{
	font-weight:bold;
	color:#043867;
}

b.gold{
	color:#E48D02;
}
b.blue{
	color:#043867;
}

a{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#0438CC;
	font-weight:normal;
	text-decoration:none;
}
a:hover{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#043867;
	font-weight:normal;
	text-decoration:underline;
}
a.small{
	font-family:Arial, Helvetica, sans-serif;
	font-size:10px;
	color:#EB9820;
	font-weight:normal;
	text-decoration:none;
}
a:hover.small{
	font-family:Arial, Helvetica, sans-serif;
	font-size:10px;
	color:#EB9820;
	font-weight:normal;
	text-decoration:underline;
}
/* added by Ernie Talos on 2008-AUG-26 */

a.footerSmall:link {
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#888888;
	line-height:13px;
	text-decoration:none;
}

a.footerSmall:visited {
	font-family:Arial,Helvetica, sans-serif;
	font-size:12px;
	color:#888888;
	line-height:13px;
	text-decoration:none;
}

a.footerSmall:hover {
	font-family:Arial,Helvetica,sans-serif;
	font-size:12px;
	color:#666666;
	line-height:13px;
	text-decoration:none;
}

tr.headline {
	background-color:#043867; 
	padding:20px;
}

td.headline {
	color:#ffffff;
}

div.headline {
	color:#ffff00; 
	font-family:Arial,Helvetica,sans-serif; 
	font-size:18px; 
	font-weight:bold;
	padding-left:20px;
	padding-right:20px;
}

a.headline {
	color:#00ff00;
	font-family:Arial,Helvetica,sans-serif; 
	font-size:18px; 
	font-weight:bold;
}